Paysecure and Yaspa enhance AI driven payment intelligence

Paysecure, a global payment orchestration platform, has entered into a strategic partnership with Yaspa, a fintech company specializing in payments and identity solutions. The collaboration is positioned as a step forward in the evolution of payment technologies, aiming to introduce a deeper level of intelligence, efficiency and security into the global payments ecosystem.

The agreement reflects a broader industry trend toward data-driven financial infrastructure, where artificial intelligence and open banking frameworks are increasingly central to transaction processing. By combining their respective technologies, Paysecure and Yaspa seek to offer merchants a more refined and responsive payment experience while supporting fraud mitigation and customer retention.

Combining orchestration and open banking capabilities

At the core of the partnership is the integration of Paysecure’s AI-driven payment orchestration platform with Yaspa’s Smart Payments solution. This combination enables merchants to manage transactions through a unified interface while benefiting from real-time insights and advanced routing capabilities.

Paysecure’s platform is designed to optimize the entire payment lifecycle. Through intelligent routing, the system selects the most appropriate payment pathway based on factors such as geography, currency, transaction history and performance metrics. This allows businesses to improve authorization rates while reducing costs and operational friction.

Yaspa’s contribution focuses on open banking and account-to-account payment solutions. Its technology facilitates direct bank transfers that settle instantly, removing reliance on traditional card networks. This approach is increasingly relevant in a regulatory environment that encourages transparency and competition in financial services.

By integrating these capabilities, the partnership allows merchants to access a broader range of payment methods while maintaining centralized control over transaction flows.

Advancing real-time insights and decision-making

A defining feature of the collaboration is the emphasis on real-time data analysis. Yaspa’s Intelligent Payments platform transforms transactions into data-rich events that provide insights beyond simple payment confirmation.

Each transaction processed through Yaspa’s system can contribute to identity verification, financial behavior analysis and risk assessment. This is achieved through secure access to banking data, enabled by open banking frameworks. The result is a more comprehensive understanding of customer profiles at the exact moment of payment.

When combined with Paysecure’s analytics engine, these insights support dynamic decision-making. The platform can evaluate multiple variables simultaneously, including fraud risk, payment method performance and user preferences. This enables merchants to tailor the payment journey for each customer while maintaining compliance with regulatory standards.

Such capabilities are particularly relevant in sectors where transaction speed and trust are critical. Real-time intelligence can help businesses respond quickly to anomalies, reduce failed payments and improve overall customer satisfaction.

Strengthening fraud prevention and customer experience

Fraud prevention remains a key priority for payment providers and merchants alike. The partnership between Paysecure and Yaspa addresses this challenge by integrating advanced analytics with verified financial data.

Yaspa’s access to bank-level information allows for more accurate identity validation, reducing reliance on traditional methods that may be vulnerable to manipulation. This is complemented by Paysecure’s AI-driven fraud detection tools, which monitor transaction patterns and flag irregular activity.

Together, these systems create a layered approach to security. Transactions can be assessed in real time, with risk levels calculated based on multiple data points. This reduces the likelihood of fraudulent activity while minimizing false positives that can disrupt legitimate transactions.

From a customer perspective, the benefits extend beyond security. Faster payment processing, fewer interruptions and personalized payment options contribute to a smoother user experience. In a competitive digital marketplace, such improvements can play a significant role in customer retention.

Expanding access through a unified ecosystem

The partnership also enhances accessibility for merchants by simplifying integration. Yaspa’s solutions are now available within Paysecure’s ecosystem, allowing businesses to activate open banking features through a single integration.

This approach reduces technical complexity and accelerates deployment timelines. Merchants can access a global network of payment service providers and alternative payment methods without the need for multiple separate integrations.

Paysecure’s platform currently connects to over 500 payment service providers and acquirers worldwide. By incorporating Yaspa’s capabilities, the ecosystem expands to include advanced account-to-account payment options supported by real-time data insights.

This unified model is designed to support scalability, enabling businesses to adapt to changing market conditions and customer preferences without significant infrastructure changes.

Industry recognition and growth trajectories

Both companies have recently received industry recognition, reflecting their respective growth and innovation.

Paysecure was awarded best newcomer at the Card and Payment Awards 2026. The recognition followed a period of rapid expansion, during which the company reported a fivefold increase in the number of merchants using its platform. This growth highlights the demand for flexible and intelligent payment orchestration solutions.

Yaspa has also achieved notable milestones. It was ranked as the fourth fastest-growing start-up in the United Kingdom and Ireland by Sifted. In addition, the company received the Real-Time Payments Innovation award at the 2025 Payments Awards and was included in CB Insights’ Top 100 Fintechs list.

These achievements suggest that both organizations are well-positioned to influence the future direction of the payments industry, particularly in areas related to real-time processing and data-driven decision-making.

Executive perspectives on the collaboration

The leadership teams of both companies have emphasized the strategic importance of the partnership.

Yaspa’s Chief Revenue Officer, Justin Fraser, said: “This integration and partnership with Paysecure is a genuinely game-changing moment in the payments industry. Never before have operators had this level of intelligence and data from a third party payments solution at their fingertips. We look forward to working closely with the Paysecure team.”

Mike Peplow, Chief Operating Officer at Paysecure, said: “The intelligence data we collect drives our AI analysis enabling real time decisions on routing, payment method and fraud management. Working with Yaspa not only provides a best in class open banking, but delivers access to account information that further enhances our ability to optimise payment selection, actively lower transaction risk and personalise the end customer experience. The partnership with Yaspa unites two data driven platforms to proactively support merchants transform their customer journey, offer more payment choice and better manage the transaction workflow.”

These statements underline a shared focus on leveraging data and technology to address evolving market demands.

Broader implications for the payments industry

The collaboration between Paysecure and Yaspa reflects a wider shift toward integrated financial solutions that combine multiple capabilities within a single platform.

As digital transactions continue to grow, the need for efficient, secure and adaptable payment systems becomes increasingly important. Partnerships like this one demonstrate how companies can pool their expertise to create more comprehensive solutions.

The use of artificial intelligence and open banking is likely to remain a key driver of innovation. By enabling real-time insights and direct bank connectivity, these technologies can reshape how payments are processed and managed.

For merchants, the ability to access advanced tools through a unified platform offers both operational and strategic advantages. It allows businesses to focus on customer engagement and growth while relying on robust infrastructure to handle complex payment processes.

Conclusion

The strategic partnership between Paysecure and Yaspa represents a measured yet significant development in the evolution of payment technologies. By integrating AI-driven orchestration with open banking capabilities, the collaboration introduces a more intelligent and responsive approach to transaction management.

The combined solution addresses key challenges faced by modern businesses, including fraud prevention, customer experience optimization and operational efficiency. At the same time, it aligns with broader industry trends that emphasize data, transparency and real-time processing.

While the long-term impact of the partnership will depend on adoption and market conditions, the initial framework suggests a strong foundation for innovation. By bringing together complementary strengths, Paysecure and Yaspa have created a platform that is well suited to meet the demands of an increasingly digital and data-driven economy.

FAQs

What is the purpose of the Paysecure and Yaspa partnership?
The partnership aims to combine AI-driven payment orchestration with open banking solutions to improve transaction efficiency, security and customer experience.

How does AI enhance payment processing in this collaboration?
AI enables real-time analysis of transaction data, allowing for intelligent routing, fraud detection and personalized payment experiences.

What are account-to-account payments?
Account-to-account payments are direct bank transfers that bypass traditional card networks and often settle instantly.

How does open banking support this partnership?
Open banking provides secure access to financial data, enabling better identity verification and transaction insights.

Can merchants integrate these solutions easily?
Yes, the partnership allows merchants to access both platforms through a single integration, simplifying implementation.

What industries can benefit from this solution?
A wide range of industries can benefit, especially those with high transaction volumes or strict security requirements.

How does the partnership improve fraud prevention?
It combines bank-level data with AI analytics to detect and prevent suspicious transactions in real time.

What makes Yaspa’s Intelligent Payments unique?
It transforms each transaction into a data-rich event that provides insights into identity, financial health and risk.

What recognition have the companies received recently?
Paysecure won best newcomer at the Card and Payment Awards 2026, while Yaspa was ranked among the fastest-growing fintech startups.

Does this partnership affect customer payment experience?
Yes, it enhances speed, reliability and personalization, leading to a smoother and more secure payment journey.